When you get in a wreck and it is your fault. Depending if you have full coverage or not you will most likely have a deductible if you want your vehicle fixed. The most common deductible is $500. But some people in order to have a lower monthly payment have deductibles as high as $1500. This means if you take your vehicle to be repaired the insurance company would pay for everything that it takes to repair your vehicle on top of your deductible. So if you only have $400 worth of damage in the insurance company would pay anything. Here at Brauntex Auto Body and Collision we typically will waive our customer's deductible. We can do this because we have low overhead and can absorb the deductible with most repairs. We are the only Auto Paint and Body shop in New Braunfels at the time that waives the deductible. We will work with your insurance company to make sure your car is brought back to preloss condition. Dont worry if you dont have full coverage we also offer the best prices on Collision and Auto Body in the area.